Please read these Payments Terms and Conditions carefully before using our payment services. By completing a purchase through our website, you agree to the terms outlined below.

1. General Terms

1.1 These Payments Terms and Conditions apply to all purchases made through our website.

1.2 By using our payment services, you confirm that you are at least 18 years old and have the legal capacity to enter into binding contracts.

1.3 We reserve the right to update or modify these terms at any time without prior notice. Your continued use of our payment services constitutes acceptance of the revised terms.

2. Payment Methods

We accept the following payment methods:

PayPal

2.1 PayPal allows you to make payments using a variety of methods, including PayPal account balance, bank account, PayPal Credit, debit or credit card.

2.2 By selecting PayPal as your payment method, you agree to PayPal's User Agreement and Privacy Policy.

2.3 Transactions processed through PayPal will appear on your statement as "PAYPAL *Sunnamusk London".

Shopify Payments

2.4 Shopify Payments supports various credit and debit cards, including Visa, MasterCard, American Express, and Discover.

2.5 By selecting Shopify Payments, you agree to Shopify’s Payment Terms of Service and Privacy Policy.

2.6 Your credit card statement will show a charge from "Sunnamusk London".

Klarna

2.7 Klarna allows you to pay immediately, pay later, or finance your purchase over time.

2.8 By choosing Klarna as your payment method, you agree to Klarna’s Terms and Conditions and Privacy Policy.

2.9 Klarna may perform a credit check, which could affect your credit score. Klarna will notify you of their decision during the checkout process.

Clearpay (Afterpay)

2.10 Clearpay (known as Afterpay in some regions) lets you split your purchase into four interest-free payments.

2.11 By selecting Clearpay, you agree to Clearpay’s Terms of Service and Privacy Policy.

2.12 Clearpay may conduct a soft credit check, which will not affect your credit score.

Amazon Pay

2.13 Amazon Pay allows you to use the payment methods saved in your Amazon account to make purchases on our website.

2.14 By choosing Amazon Pay, you agree to Amazon Pay’s User Agreement and Privacy Policy.

2.15 Transactions through Amazon Pay will be displayed on your statement as "AMZN PAY *Sunnamusk London".

3. Billing and Account Information

3.1 You agree to provide current, complete, and accurate purchase and account information for all purchases made at our store.

3.2 You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

4. Payment Authorisation

4.1 By confirming your purchase, you authorise us to charge the selected payment method for the total amount of your order, including any applicable taxes and shipping fees.

4.2 If your payment method is declined, we will notify you and may request that you provide a new payment method. We may cancel your order if we are unable to successfully process your payment.

5. Refunds and Disputes

5.1 Refunds are subject to our Return and Refund Policy, available here.

5.2 If you dispute a charge, you must contact us within 30 days of the transaction date.

5.3 For transactions processed through third-party payment providers (PayPal, Klarna, Clearpay, Amazon Pay), you may also contact the respective provider to initiate a dispute according to their terms and conditions.

6. Security

6.1 We take reasonable measures to protect your payment information. However, we cannot guarantee the absolute security of your data transmitted over the internet.

6.2 You are responsible for maintaining the confidentiality of your account and payment information.

7. Contact Information

If you have any questions about these Payments Terms and Conditions, please contact us at online@sunnamusk.com